The Programme as such is unique in its global reach, covering all the Commonwealth countries, but can be extended beyond.

The Commonwealth Secretariat facilitated access to the programme on behalf of many Commonwealth nations. Indeed, the Secretary General wrote to the Heads of Government and the Finance Ministers of member countries in January 2009 to commend the CDMA and HSBC Insurance Brokers Small States insurance programme.

Additionally, there are a number of non-Commonwealth small states, or regions within states, throughout the world whose interest in the Small States Insurance Programme has already been identified.

Each of the clients can commit to different policies for different risks, including hurricane, earthquake, and cyclone.

Cover will be offered up to an initial value of $50 million.